* Calculations assume a flat monthly rate on principal (common for short-term credit).
* Initiation fee = R165 + 10% of amount above R1,000, capped at R1,050 (NCA).
* Service fee = R60 per month (cap).
How Payday Loans Work
with BeeMerl.
Explore our tailored loan options
Easy & Fast Micro Loans | Simple Payday Loans
With Beemrl | Student Offers
Choose The Loan Amount
Use the slider calculator to determine the loan amount and repayment period, and see the interest rates and repayment amount instantly. Ready to apply? Start your application now .
Register Online
Fill in our quick and easy online loan application form with your employment status and South African Citizen ID number for a fast credit check. No paperwork required for our hassle-free payday loans in South Africa.
Credit Assessment
A credit assessment is conducted, and if you’re approved, your loan will be granted!
Quick Ching! Fast Payday Loans in South Africa
Get BeeMerl transferred to your bank account the same day—apply by 3:00pm! Perfect for those needing instant cash loans in South Africa.